Shaadi ke liye loan lena bahut jruri hai kyoki agar life me Shaadi hi ek aisa event hai jise ap memorable bana skte hai apne liye aur apne aane wale kids ke liye . Kai baar financial conditions ko dekhte hue hi bhi apko apni shaadi ki life shuru krne ke liye loan lena chahiye . Lekin sawaal ye ata hai ki agar ap Shaadi ke liye loan lete hai to ap kaha se le skte hai kis loan par apko byaaj kam dena pdta hai aur loan lene ki kya jrurat pdti hai .
Agar India me Shaadi ki baat kare to is mehgai ke daur me har koi chahta hai ki uska life partner financially stable ho aur rishte ko pakka krne ke liye bhi ldke aur ldki dono ki financial conditions ko dekha jata hai jo ki bahut matter krta hai . Personal loan ek financial product hai jise ap kam byaaj par lekar apne life moments ko ya apni need ko pura kr skte hai . Agar ap Shaadi ke liye personal loan lene ke baare me soch rahe hai to apki madad ke liye is article ko likha gaya hai to ise dhyaan se padhe .
Shaadi ke loan ki kya jrurat hai ?
Shaadi ya Rishte ki shuruwat se hi partners ki financial conditions ko dekha jata hai jisme ye bahut matter krta hai ki husband ya wife kya job krte hai ya financially stable hai ya nahi aur kai baar back financial support na hone ki wajah se unhe khud se puri marriage arrangement krni pdti hai . India me bahut saare banks aur financial institutions hai jo marriage or education purpose ke liye loan provide krte hai jis se log apni marriage or dream moment bana ske.
Loan ki madad se ap apni marriage me kuch tarike se funds ko utilise kr skte hai :
- Marriage Arrangements ke liye
- Rituals krne ke liye
- New Car or House Purchase krne ke liye
- Jewellery or Clothes purchase krne ke liye .
- Future Investment krne ke liye.
- Business start krne ke liye etc.
Inke alaawa ap or bhi kamo ke liye loan le skte hai jis se ap apni marriage ko financially strong kar sake aur apni life ki ek nayi shuruwat kr sake .
Shaadi ke liye personal loan le ya loan against property (lap) ?
Shaadi ke samay me liya gaya heavy interest par loan apko kai baar problem me bhi daal deta hai . Iske liye ye janna jruri hai ki ap apni shaadi ke liye funds kin kin sources se arrange kr skte hai aur apko kitne funds ki requirement rahegi . Agar ap job krte hai to ap ek decent amount bank se le skte hai aur ek particular rate of interest me ap Personal or Salaried Loan ke liye apply kr skte hai .
Lekin agar ap ek entreprenuer hai ya business man hai to apni marriage ke liye loan apko hmesha against property ya against kisi plot ke lena chahiye kyoki is case me apko ek heavy interest rate pay nhi krna pdta aur nominal charges par apko loan mil jata hai . Loan against property ka mtlb hai ki ap apni property ke against bhi loan le skte hai .
To koi bhi loan lene se phle ap in dono options aur inke interest rate compare kr lene chahiye .
Personal loan lene ke benefits kya hai ?
Personal loan ka agar basic meaning dekhe to koi bhi bank ya financial institution apko tab hi loan dete hai jab ap unko apni income ki ya apni securities ki koi assurity dete hai . Aise hi agar ap shaadi ke liye partner dhudte hai to apko apni financial strength ki assurity deni hoti hai . Personal loan apko apki salary ke against ya running business ke against mil jata hai iske liye apko kam se kam apni Income tax return bhi file krni hoti hai jo apko bina security ke bank se personal loan lene me help krti hai .
Agar ap Shaadi ke liye personal loan apply krte hai to uske apko ye benefits hote hai :
- Apko koi bhi security deposit nahi dena hota .
- Agar ap job krte hai ya business krte hai to ap uske against bhi loan le skte hai .
- Personal loan me apko kam formalities hoti hai
- Personal loan apko instant mil jata hai .
- Personal loan apko Shaadi or family functions ke liye bhi mil jata hai .
- Personal loan me rate of interest bahut kam hota hai but compared to LAP jyada hota hai .
Personal loan lene ke bad use Shaadi me aise allocate kare ?
Personal loan apko banks ya financial institutions maximum 3 year period ke liye dete hai . Ap in funds ka istamal Shaadi me hone wale expense ke liye bhi use kr skte hai . Personal loan apply krte waqt ye jruri nahi hota ki ap documents me mention kare ki ap loan ko personal marriage purpose ke liye le rahe hai .
Personal loan lene ke bad ap funds ko shaadi ke liye aise allocate kr skte hai :
- For decoration expenses
- Food or Catering Expenses
- Jewellery or other expenses.
- For purchase of clothing or gifts.
- For renovation of house
Iske alawa ap personal hotel bookings , flights or tours ke liye bhi is loan ko use kr skte hai .
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Shaadi ke liye Personal loan kaha se le skte hai ?
Online or offline bahut saare banks hai jo personal loan offer krte hai . India me apko kam se kam rate of interest par loan mil jata hai jisme agar ap NBFC ( Non banking financial institutions ) se loan lete hai to apko kam rate of interest par loan mil jata hai wahi par agar ap SBI , PNB jaise public sector bank me loan apply krte hai to apko thoda jyada rate of interest dena pd skta hai . Agar ap marriage or job purpose ke liye personal loan lena chahte hai to kuch selected banks jinka rate of interest kam hai unke loan quotes ap niche links se check kr skte hai :
- BAJAJ Finserve Personal Loan
- Axis Bank Personal Loan
- HDFC Bank Personal Loan
- IDFC First Personal Loan
Ya phir ap in banks se loan na lekar online bhi personal loan ke liye comparision kr skte hai . Agar ap shaadi ke liye personal loan lena chahte hai ya iske baare me hamse kuch puchna chahte hai to ap hame niche comment section me comment krke bta skte hai . Ham apko kam se kam rate of interest wala loan suggest kr denge .