State Bank of India is a bank which ensures trust and entails you all benefits backed by government . Whenever you want to apply for any Indian government policy you have to either make payment of the requirement amount or you have to submit details of your SBI Bank account to receive benefits of all government policies . Bank Account details are crucial to be kept safe and hidden from spammers and misleaders online . Also banking data is something which is not to be shared on each and every website . Even the Reserve bank of India being the national bank of India warns every individual to not to share any banking details online especially the ATM number and its OTP.

People involved in mis- interpreting the bank data of individuals generally call random people or users of SBI to know their banking details by giving different offers and schemes , within which people share their banking details with the defaulters , as a result of which their account is misused and their bank balance is transffered to other bank accounts . In this post , you will get to know how you can safeguard you bank account from these defaulters and can block your debit card instantly if some mishappening happens.

Why Block SBI ATM Card ?

For instance you were searching for a new product to purchase on a e-shop portal , where you get to see a new advertisement that if you want some freebies or some free benefits with that product then click on that link provided by them , actually that is a spam link where you will by mistake share all your information . Later you came to notice that some amount is being debited from your account after some time and you were not able to understand how that happened . So basically , if you share your bank data online , then your bank balance comes at risk where the defaulters have all your data on your hand , as through your ATM Debit card they can have access to your net banking details also .

If you have lost your ATM Card along with the PIN written on it mistakenly or you shared details of your debit card mistakenly with someone then you should block it immediately because:

1. It will stop the defaulter from using your Debit card for further transaction.
2. You will be notified for the last usage of your debit card .
3. Your account balance will be freezed in the account , until you provide further indication to the bank
4. It will help banking official to help find the defaulter to provide details to the police.

Situations for Non Blocking of SBI ATM Card

If your debit card details are shared or is being misused by some one then he can do anything if you do not go for an immediate action with bank to catch the culprit , the most harmful tasks he can do with your debit card is that :

• He can clear up your bank balance in a single go by making payment through a payment application
• He can use that debit card to buy arms , weapons or any unenthical material for his consumption or hunger
• It can be used to defraud others in name of making payment for high costly goods and the taking them away from the shop in name of the account holder.
• You can be caught for making payment of an illegal weapon or some illegal or unethical task done through the debit card.

How to Block SBI ATM Card Online ?

Once your debit card is lost or some details have been shared with the outside world , then you have to hide up your details and get it blocked immediately . The consequences which can happen if it is not blocked on time has been explained you above . If you have lost your debit card , then you have the following two options to block your debit card:

1. You can call the helpline 1800 of State Bank of India within 24 hours of the lost of the card , so that the banking officials can take instant action on the stolen debit card and can raise an issue of blocking of the card with immediate effect.
2. You can visit your nearby bank branch and can request to any banking official to stop all payments ,made through the debit card online or anywhere in the offline.
3. You can also apply blocking of the debit card through your netbanking details also , but it will be time consuming and also the person who has defaulted with you debit card can change your netbanking details , so you have to be quick in blocking the ATM with the bank .

Hope , you find this post interesting and informative . In this post , we talked about the misuse of SBI ATM Card by fraudulently taking details of ATM details from the customers and also some easy ways of safeguarding your bank balance by blocking your SBI ATM Debit card.